no destroy

app/controllers/hcb/oauth_connections_controller.rb

@@ -1,5 +1,5 @@
 class HCB::OauthConnectionsController < ApplicationController
-  skip_after_action :verify_authorized, only: [:new, :callback, :destroy]
+  skip_after_action :verify_authorized, only: [:new, :callback]
 
   def new
     redirect_to hcb_oauth_authorize_url, allow_other_host: true
@@ -27,11 +27,6 @@ class HCB::OauthConnectionsController < ApplicationController
     redirect_to hcb_payment_accounts_path, notice: "HCB account linked! Now create a payment account."
   end
 
-  def destroy
-    current_user.hcb_oauth_connection&.destroy
-    redirect_to root_path, notice: "HCB account unlinked"
-  end
-
   private
 
   def hcb_oauth_client

app/controllers/hcb/payment_accounts_controller.rb

@@ -2,7 +2,7 @@ class HCB::PaymentAccountsController < ApplicationController
   skip_after_action :verify_authorized
 
   before_action :require_hcb_connection, except: [:index]
-  before_action :set_payment_account, only: [:show, :destroy]
+  before_action :set_payment_account, only: [:show]
 
   def index
     @payment_accounts = current_user.hcb_payment_accounts
@@ -38,11 +38,6 @@ class HCB::PaymentAccountsController < ApplicationController
   def show
   end
 
-  def destroy
-    @payment_account.destroy
-    redirect_to hcb_payment_accounts_path, notice: "Payment account removed"
-  end
-
   private
 
   def require_hcb_connection

app/services/hcb/transfer_service.rb

@@ -0,0 +1,33 @@
+class HCB::TransferService
+  attr_reader :hcb_payment_account, :amount_cents, :memo, :errors
+
+  def initialize(hcb_payment_account:, amount_cents:, memo:)
+    @hcb_payment_account = hcb_payment_account
+    @amount_cents = amount_cents
+    @memo = memo
+    @errors = []
+  end
+
+  def call
+    return failure("No HCB payment account provided") unless hcb_payment_account
+    return failure("Amount must be positive") unless amount_cents.positive?
+
+    transfer = hcb_payment_account.create_disbursement!(
+      amount_cents: amount_cents,
+      memo: memo,
+    )
+
+    transfer
+  rescue HCBV4::APIError => e
+    failure("HCB disbursement failed: #{e.message}")
+  rescue => e
+    failure("Transfer failed: #{e.message}")
+  end
+
+  private
+
+  def failure(message)
+    @errors << message
+    false
+  end
+end

app/views/hcb/payment_accounts/index.html.erb

@@ -7,7 +7,6 @@
 <% if current_user.hcb_connected? %>
   <div class="notice success">
     ✓ HCB account linked
-    <%= link_to "Unlink", hcb_oauth_connection_path, method: :delete, data: { confirm: "Are you sure? This will remove all payment accounts." }, class: "btn btn-small danger" %>
   </div>
 
   <div class="actions">
@@ -20,7 +19,6 @@
         <tr>
           <th>Organization</th>
           <th>Created</th>
-          <th>Actions</th>
         </tr>
       </thead>
       <tbody>
@@ -28,9 +26,6 @@
           <tr>
             <td><%= account.organization_name %></td>
             <td><%= account.created_at.strftime("%Y-%m-%d") %></td>
-            <td>
-              <%= link_to "Remove", hcb_payment_account_path(account), method: :delete, data: { confirm: "Remove this payment account?" }, class: "btn btn-small danger" %>
-            </td>
           </tr>
         <% end %>
       </tbody>

app/views/hcb/payment_accounts/show.html.erb

@@ -14,5 +14,4 @@
 
 <div class="actions">
   <%= link_to "Back to Payment Accounts", hcb_payment_accounts_path, class: "btn btn-small" %>
-  <%= link_to "Remove", hcb_payment_account_path(@payment_account), method: :delete, data: { confirm: "Remove this payment account?" }, class: "btn btn-small danger" %>
 </div>

config/routes.rb

@@ -531,10 +531,10 @@ Rails.application.routes.draw do
     end
 
     namespace :hcb do
-      resource :oauth_connection, only: [:new, :destroy] do
+      resource :oauth_connection, only: [:new] do
         get :callback, on: :collection
       end
-      resources :payment_accounts, only: [:index, :new, :create, :show, :destroy]
+      resources :payment_accounts, only: [:index, :new, :create, :show]
     end
     resources :source_tags
     namespace :warehouse do